Frequently Asked Questions
Frequently Asked Questions
Welcome to the Mutakamela Insurance FAQ center. We have compiled clear, quick answers to common questions about managing your policies, filing claims, and understanding your coverage so you can navigate your insurance with complete confidence. Browse the topics below to find the information you need, or contact our support team if you require further assistance.
Motor Insurance FAQs
How can I get a new insurance quote or renew my existing policy?
“Log into your account and select either ‘Get a Quote’ or ‘Renew policy’. Review your details, update any required information, and submit your request. A personalized quote will be generated instantly.
What is compulsory motor insurance?
Compulsory motor vehicle insurance (often called Third-Party Liability or statutory minimum coverage) is the legally required insurance every driver must hold to legally operate a vehicle on public roads in Saudi Arabia. It covers the bodily injury, death, and property damage you cause to other people in an accident, but it does not cover damage to your own car.
What information do I need to obtain a quotation?
To provide you a quotation we may require some information like your personal details, vehicle details driving history and details as well as some information relevant to your address.
How can I cancel my policy?
Log into your account, go to “My Policies”, and choose the policy you wish to cancel. Click on “Policy Cancellation”, fill out the required information, and confirm your request. Once submitted, our team will review and process your cancellation within 3 business days.
How can I get a copy of my policy?
Log into your personal account, go to “My Policies” section, and select your policy you wish to view. From there, you can download or print a digital copy for your records.
How can I add an additional driver or include extra benefits in my vehicle insurance?
Log into your account, go to the vehicle policy section, and select “Endorsement Requests” (or Modification Requests). Here, you can submit the details for the new driver or the coverage options you wish to add.
How do I track the progress of my claim or find out if there are missing documents?
Visit our website’s homepage, click on the Claims icon, and select “Track Your Claim”. Simply enter your National ID/Iqama number alongside your Claim Number to view your current status and see if any additional requirements are needed.
What is the correct way to submit a new motor insurance claim?
To file a new claim, Head over to the homepage of our website, click on the Claims icon, and select “Submit a Claim”. Follow the step-by-step prompts to upload your incident details and initiate the review process.
How can I obtain a repair referral letter?
To download or modify an official repair center directive letter, visit our homepage and navigate to the Claims icon. Select “Track Your Claim” and go to the “Download Documents” section, where your official referral letters and related claim documentation will be available for download.
What are the requirements for a VAT refund?
Visit our website’s homepage and click on the Customer Care icon. Navigate to the “Customer Rights” section, where you can easily download the official VAT Refund Requirements document containing all necessary instructions.
Travel Insurance FAQs
How can I get a travel insurance quotation?
You can login to our website, online services then Choose Customer Service Requests then Travel Insurance and apply for a quotation
How can I cancel my travel policy?
You can login to our website, online services then Choose Customer Service Requests then Travel Insurance and submit your request.
How can I submit a travel claim?
You can login to our website, online services then Choose Customer Service Requests then Travel Insurance and submit your claims
How can I request a travel insurance quotation?
You can login to our website, online services then Choose Customer Service Requests then Travel Insurance and apply for a quotation
How can I get a copy of my policy?
Log into your personal account, go to “My Policies” section, and select your policy you wish to view. From there, you can download or print a digital copy for your records.
What are the requirements for a VAT refund?
Visit our website’s homepage and click on the Customer Care icon. Navigate to the “Customer Rights” section, where you can easily download the official VAT Refund Requirements document containing all necessary instructions.
Visit Visa Insurance FAQs
How can I extend my policy?
You can login to our website, online services then Choose Customer Service Requests then Visit or Tourist Visa and submit your request.
How can I activate my policy?
You can login to our website, online services then Choose Customer Service Requests then Visit or Tourist Visa and submit your request.
How can I cancel my policy?
You can login to our website, online services then Choose Customer Service Requests then Visit or Tourist Visa and submit your request.
How can I submit a travel claim?
You can login to our website, online services then Choose Customer Service Requests then Travel Insurance and submit your claim.
How can I get a copy of my policy?
Log into your personal account, go to “My Policies” section, and select your policy you wish to view. From there, you can download or print a digital copy for your records.
What are the requirements for a VAT refund?
Visit our website’s homepage and click on the Customer Care icon. Navigate to the “Customer Rights” section, where you can easily download the official VAT Refund Requirements document containing all necessary instructions.
Is obtaining Visit Visa Insurance compulsory?
Yes, Visit Visa Insurance is compulsory upon visiting and staying in the Kingdom of Saudi Arabia.
Health Insurance FAQs
How can I add benefits to my policy?
To add benefits to your medical policy please consult your company’s insurance representative or broker.
How can I check my claim status?
Visit our website’s homepage, click on the Claims icon, and select “Track Your Claim”. Simply enter your National ID/Iqama number alongside your Claim Number to view your current status and see if any additional requirements are needed.
How can I submit a medical claim?
You can submit your medical reimbursement request through our TPA’s Mobile App GlobeMed FIT.
How can I check my medical network coverage?
You can check your medical providers network through our TPA’s Mobile App GlobeMed FIT.
What are the requirements for a VAT refund?
Visit our website’s homepage and click on the Customer Care icon. Navigate to the “Customer Rights” section, where you can easily download the official VAT Refund Requirements document containing all necessary instructions.
Can an individual purchase health insurance through Mutakamela?
Currently we only offer Medical Insurance to corporate clients.
General FAQs
What is MIC?
Mutakamela Insurance Company (MIC) is a Saudi Insurance Company that was established in 2007. The company offers comprehensive insurance solutions to its retail and corporate clients.
How can I contact the company?
You can find all our contact information on the Contact Us Page/Section on the Website or Mobile App.
Where is Mutakamela located?
Mutakamela Insurance branches are located in Riyadh (HO), Khobar, Hassa and Jeddah.
What are the working hours for Mutakamela Insurance?
The Company Official Working Hours for all functions can be found on the Reach Us page.
What are the payment methods available?
The company accepts payments through bank transfer or most of the known card payment methods.
Is my information safe with Mutakamela Insurance?
Yes, we pay great attention to our privacy policy which you can read more about here.